Simply Business - Insurance for your business

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Buy-to-let insurance

Quick, easy and specific. Compare and buy today.

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Trusted by 800,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Quick, quality buy-to-let cover for landlords

Buy-to-let landlords have serious responsibilities, and you need flexible landlord insurance that protects you, your tenants, and your property. With Simply Business you can get just that, building your policy from a range of key covers. You’ll get a single premium, a single renewal date, and a single set of documents, all helping you to safeguard your investment. It’s quick, quality cover, without the hassle.

Cover from £13.26 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £13.26 or less across all our trades insured. Based on data from 1 October 2019 - 31 March 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Compare buy-to-let insurance quotes

With Simply Business you can compare multiple insurance quotes for your buy-to-let property from a range of leading insurers. Get a tailored policy online in just a few minutes now.

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Landlord insurance covers

your business

Building your buy-to-let insurance policy

The types of insurance you need will vary depending on your circumstances, but these key covers should get you started:

Buildings insurance covers your building against disasters such as fire or flood. If you own your property on a leasehold basis, you might already be covered through your lease owner.

Contents insurance protects against damage to your own possessions inside the property. This is particularly important if you offer your property on a furnished basis. Remember that your tenants will need to take out their own contents insurance.

Liability insurance protects against damage or injury suffered by a tenant or visitor as a result of a fault in your property. Situations of this sort can result in very expensive compensation claims, so it’s important that you’re covered.

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Details to look out for

  • If you employ anyone you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines
  • Make sure you read and understand any exclusions to your policy. Simply Business offers you the chance to read the policy documents in full before you buy
  • Remember that conventional home insurance policies will not cover your buy-to-let
  • You should state the rebuild cost of your property, not its market value, when buying buildings insurance

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

Read our reviews

It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

Buy-to-let insurance

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Sol House29 St Katherine's StreetNorthamptonNN1 2QZ

© Copyright 2021 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.